Bridging the Gap to Your Financial Future

At Tri-State Financial Services, we not only value your business and confidence in our firm but commit ourselves each day to providing honest, clear and professional guidance for all your financial needs. We are a full-service financial provider offering a broad range of products and services including:
Personal Financial Needs
- Education Strategies
- Estate Planning
- Retirement Planning
- Wealth Accumulation
- Legacy Planning
Employee Benefits
- Group Life & Disability Insurance
- Employee Pension & Profit Sharing
- 401(k), SIMPLE and SEP Plans
- Key Executive Plans
Investments
- Mutual Funds
- Roth & Traditional IRA's
- Investment Products & Services for Institutional Investors
- Brokerage CDs
- Common Stocks
- Corporate, Government & Municipal Bonds
Business Protection
- Business Succession Planning
- Key Person Life Insurance
Insurance & Annuities
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Fixed, Variable & Indexed Annuities
Other Forms of Insurance
- Medicare Supplemental Insurance
- Long-Term Care Insurance
- Pet Insurance
Newsletters
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Income Investors May Find Closed-End Funds on Sale
Do you know the differences between open-end and closed-end funds? This article compares the two.
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The Beige Book: A Timely Economic Read
The Federal Reserve’s “Beige Book” provides a broad overview of the economy that is often essential for making economic policy decisions.
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HOT TOPIC: Revisiting the 4% Rule
For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.
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Indexed Annuities: A Strategy to Turn Savings into Retirement Income
Explore the unique features and risks of indexed annuities and their potential role in investors’ retirement income strategies.
Calculators
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Tax-Deferred Savings
Compare the potential future value of tax-deferred investments to that of taxable investments.
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Mortgage Refinancing
Determine whether you should consider refinancing your mortgage.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.