Bridging the Gap to Your Financial Future

At Tri-State Financial Services, we not only value your business and confidence in our firm but commit ourselves each day to providing honest, clear and professional guidance for all your financial needs. We are a full-service financial provider offering a broad range of products and services including:
Personal Financial Needs
- Education Strategies
- Estate Planning
- Retirement Planning
- Wealth Accumulation
- Legacy Planning
Employee Benefits
- Group Life & Disability Insurance
- Employee Pension & Profit Sharing
- 401(k), SIMPLE and SEP Plans
- Key Executive Plans
Investments
- Mutual Funds
- Roth & Traditional IRA's
- Investment Products & Services for Institutional Investors
- Brokerage CDs
- Common Stocks
- Corporate, Government & Municipal Bonds
Business Protection
- Business Succession Planning
- Key Person Life Insurance
Insurance & Annuities
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Fixed, Variable & Indexed Annuities
Other Forms of Insurance
- Medicare Supplemental Insurance
- Long-Term Care Insurance
- Pet Insurance
Newsletters
-
Four Steps to Rebuilding Your Business
Small-business owners may need to think on their feet and visualize what a recovery might look like for their operations post COVID-19.
-
Keeping Cool: Investment Strategy vs. Reaction
This article offers ideas to help investors focus on strategic decisions rather than react emotionally to the latest market news or movements.
-
Return of Premium Life Insurance: Protection and Cash Back
This article provides an overview of the pros and cons of a type of term policy – return of premium life insurance.
Calculators
-
Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.
-
Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
-
Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
-
Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.